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December 2016

Exploring Special Purpose National Bank Charters for Fintech Companies

Exploring Special Purpose National Bank Charters for Fintech Companies Cover Image

This publication is part of:

Collection: Banker Education

Summary

This paper summarizes the OCC's exploration of special purpose national bank charters to fintech companies.  It describes the OCC’s legal authority to grant a special purpose charter, and articulates what the OCC considers to be necessary conditions if the OCC is to exercise that authority.