Unauthorized Banking

An unauthorized bank is any financial institution operating without a license or charter.

The OCC issues alerts to provide information about entities engaged in unauthorized banking activities for public awareness.  You can report information you have about such institutions to the OCC via

Email: OCC Alert Responses
Mail: Office of the Comptroller of the Currency, Enforcement & Compliance Division, 400 7th Street SW, Washington, D.C. 20219

Learn More

  • Access an individual alert list.
  • Read the OCC's "Charters" booklet of the Comptroller's Licensing Manual.