Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.
Related News and Issuances
|11/13/2019||OCC 2019-54||Simplifications to the Capital Rule; Effective Date: Final Rule|
|10/09/2019||OCC 2019-45||Appraisals for Residential Real Estate Transactions: Final Rule|
|09/27/2019||NR 2019-109||Federal Banking Agencies Issue Final Rule to Exempt Residential Real Estate Transactions of $400,000 or Less from Appraisal Requirements|