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Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

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Related News and Issuances

DateIDTitle
02/16/2024 NR 2024-16 Agencies Issue 2023 Shared National Credit Program Report
02/15/2024 OCC 2024-6 Real Estate Appraisals and Evaluations: FFIEC Statement on Examination Principles Related to Valuation Discrimination and Bias in Residential Lending
02/13/2024 NR 2024-11 Acting Comptroller Discusses Appraisal Bias