An official website of the United States government
Parts of this site may be down for maintenance from 8:00 p.m. (ET) on March 24, until 12:00 a.m. (ET) on March 27.
Share This Page:
Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.
Loan originations, processing, underwriting, servicing, and sales
Credit card products
Secured or unsecured small loans repaid in equal installments
Processing of credit and debit card payment transactions
Deposit-related credit products and services