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Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.

Related News and Issuances

02/24/2023 NR 2023-19 Agencies Issue 2022 Shared National Credit Program Review
12/15/2022 NR 2022-151 OCC Reports Improvement in Overall Mortgage Performance
10/13/2022 NR 2022-127 Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans